CELL:
734-649-4903 Email Jeffjeff@flatfeemichigan.com Client Login

Possible Worst Flat Fee Companies

2026 Michigan Home Buyer Commission Refund Program

Get a Flat 50% Buyer Agent Commission Rebate at Closing in Michigan ($4,500 to $15,000+ Back)

Buy any MLS-listed or new-construction home in Michigan with licensed broker Jeff Kermath (35+ years experience, BBB A+ Rated) and receive a flat 50% of the buyer's agent commission credited directly to you on your closing statement—typically 1.5% of the purchase price back at closing.

2026 Michigan Home Buyer Commission Rebate Calculator & Examples by Price Tier

With Flat Fee Michigan / Kermath Realty, our rebate is a flat 50% of the buyer broker commission—never a sliding scale. Below is what your 50% Buyer Agent Commission Refund looks like across typical Michigan purchase prices ($300,000 to $1,000,000):

Michigan Home Purchase Price 3.0% Buyer Agent Commission Your Flat 50% Rebate (at 3.0% = 1.5% Back) 2.5% Buyer Agent Commission Your Flat 50% Rebate (at 2.5% = 1.25% Back)
$300,000 $9,000 $4,500 Credit at Closing $7,500 $3,750 Credit at Closing
$450,000 $13,500 $6,750 Credit at Closing $11,250 $5,625 Credit at Closing
$600,000 $18,000 $9,000 Credit at Closing $15,000 $7,500 Credit at Closing
$800,000 $24,000 $12,000 Credit at Closing $20,000 $10,000 Credit at Closing
$1,000,000+ $30,000+ $15,000+ Credit at Closing $25,000+ $12,500+ Credit at Closing

2026 Michigan Buyer Rebate Examples by Metro Area & MLS Region

We provide statewide Michigan buyer representation and our flat 50% commission refund across every Michigan MLS board:

Michigan Metro Area / Region Local MLS Board Typical Purchase Range Your 50% Commission Refund (1.5% Typical)
Metro Detroit & Oakland / Wayne / Macomb
Royal Oak, Troy, Birmingham, Novi, Rochester Hills, Canton, Grosse Pointe, Shelby Twp		 Realcomp II MLS $300,000 – $1,000,000+ $4,500 – $15,000+ back at closing
Ann Arbor & Washtenaw County
Ann Arbor, Saline, Dexter, Chelsea, Ypsilanti, Milan		 AAABOR / Realcomp $450,000 – $1,000,000+ $6,750 – $15,000+ back at closing
Grand Rapids & West Michigan
Grand Rapids, Ada, Holland, Grand Haven, Muskegon, Kalamazoo, St. Joseph		 MichRIC (West MI MLS) $300,000 – $800,000+ $4,500 – $12,000+ back at closing
Lansing & Mid-Michigan
Lansing, East Lansing, Okemos, Haslett, DeWitt, Grand Ledge, Brighton		 Greater Lansing MLS / Realcomp $300,000 – $600,000+ $4,500 – $9,000+ back at closing
Traverse City & Northern Michigan
Traverse City, Leelanau, Petoskey, Harbor Springs, Charlevoix, Boyne City, Cadillac		 NGLRMLS & Northern MI MLS $450,000 – $1,000,000+ $6,750 – $15,000+ back at closing
Upper Peninsula of Michigan
Marquette, Houghton, Escanaba, Sault Ste. Marie, Iron Mountain, Munising		 Upper Peninsula MLS (UPMLS) $300,000 – $600,000+ $4,500 – $9,000+ back at closing

Interactive Michigan 50% Buyer Commission Rebate Calculator

Select or enter your target Michigan home purchase price and the offered buyer-agent commission rate to calculate your flat 50% closing credit:

Your Flat 50% Commission Refund
$6,750

Top 2026 Michigan Home Buyer Rebate FAQs

1. Are home buyer commission rebates legal in Michigan?

Yes — 100% legal. Michigan is one of more than 40 states where real estate broker commission rebates to home buyers are completely legal, and the U.S. Department of Justice explicitly endorses buyer rebates as pro-consumer competition. Your rebate is transparently disclosed to all parties on your Closing Disclosure / ALTA settlement statement.

2. How does the flat 50% commission refund appear on the closing statement?

Your flat 50% commission refund appears directly as a buyer credit on your Closing Disclosure (CD) / ALTA settlement statement at closing. With your mortgage lender's approval, it can cover your closing costs, prepaids/escrow, mortgage points (rate buy-down), or reduce the cash you bring to closing.

3. How does the 50% rebate work with the new NAR buyer broker agreement rules?

Under the post-2024 NAR rules and Michigan MLS policies (Realcomp, MichRIC, NGLRMLS, UPMLS), buyers sign a written Buyer Agency Agreement before touring homes. Our agreement clearly states our commission and includes our written guarantee to credit a flat 50% of the buyer-agent commission paid by the seller or builder back to you at closing. Always let listing agents and builders know on first contact that you are represented by Jeff Kermath (Kermath Realty / Flat Fee Michigan).

4. Does the 50% buyer rebate apply to new construction homes in Michigan?

Yes! Whether you are buying a spec home or building from scratch with Toll Brothers, Pulte, Lombardo, Robertson Brothers, M/I Homes, or a custom Michigan builder, register Jeff Kermath as your buyer's agent on your very first visit or online registration and receive 50% of the builder's coop commission at closing.

5. Can I combine a Flat Fee MLS listing ($249–$499) when selling with the 50% Buyer Rebate when buying?

Yes! Many Michigan clients list their current home with us for a flat fee of $249–$499 (saving $10,000+ in listing commissions) and then use our flat 50% Buyer Commission Rebate on their next Michigan purchase (saving another $4,500–$15,000+ at closing).

Contact Jeff Kermath Directly to Lock In Your 50% Michigan Buyer Rebate

Broker: Jeff Kermath — Flat Fee Michigan / Kermath Realty (Licensed Michigan Real Estate Broker, 35+ Years Experience, BBB A+ Rated)

Direct Phone / Text: 734-649-4903  |  Email: jeff@flatfeemichigan.com

10 Possible Worst Flat Fee Referral Companies

The war against "Flat Fee Referral Companies"... Yes, it's a war out there.  As Michigan's #1 Flat Fee MLS Direct & Local Listing service, we are  THE member of the local MLS that input and oversee your listing.   These other "Flat Fee Referral Companies are not licensed real estate companies.

It's a war fighting these referral companies with their deep pockets and huge programming budgets attempting to sway you, the consumer / home seller to list with them.  

BEWARE!   These companies below are NOT licensed real estate companies!

As a licensed Realtor, we must first understand that you cannot do a Flat Fee MLS Listing without a Realtor. That Realtor or licesned real estate company must me a member of the local MLS board to actually input your listing into the MLS.    All of the companies below ARE NOT Realtors but also represent that they can provide advise or assistance to sellers.   NOTE: You must be a licensed real estate agent to provide assistance or help with home sellers in our state.

Many of these companies represent they can help you... They cannot. They tend to have great programming and not only take your buyer leads but attempt to run your listing, leads, showings, offers and anything else through your site.  Attempting to run things through their site is the worst way to do things.  Realtors tend to avoid doing things the difficult way, going through these "Referral sites"...

Selling your home is typically one of the most stressful things in life. It's usually your largest asset too. This means you want the best. The best BBB rating, the most competent broker handling things to lower the stress level.

Reasons why you should not list with referral companies:

  1. They are not real estate companies.
  2. They are not the member of the mls to input your listing.
  3. They will capture any for sale by owner lead and sell it for profit.
  4. They make it very hard for agents to show your home.
  5. They are control freaks trying to be the new standard and platform running everything through their site.
  6. They only care about profit, not you nor the success of your home sale.
  7. They can not offer advise or help with the sale of your property.
  8. They are NOT licensed, therefore it is illegal for them to offer advise.
Reasons why you SHOULD list with us:
  1. We are the licensed Realtor that will get you into the MLS.
  2. We are the MLS members.
  3. We provide amazing service (helps increase the odds of a successful sale).
  4. We can provide full Realtor services helping from start to finish.
  5. We want  1000% satisfaction so you refer us to everyone you know.


 

Company Licensed Realtor? Member of the MLS? Take your buyer leads Offer help? Located in Michigan? BBB Accredited Can Do Full Service?
Houzeo no no yes Illegal as they are not licensed no no no
ListWithFreedomno no no yes Can't, not licensed no no no
Creekview Realty no no yes Can't, not licensed no no no
ListWithClever no no yes Can't not licensed no no no
FlatFeeMLS no no yes Can't not licensed no no no
Opendoor no no yes Can't not licensed no no no
Upnest no no yes Can't not licensed no no no
Homecoin no no yes Can't not licensed no no no
Brokerdirectmls no no yes Can't not licensed no no no
realestatewitch no no yes Can't not licensed  no no no
 

Kermath Realty has been a licensed Realtor in Michigan for over 25 years. The choice is simple.

Note / Disclaimer.  We are not attorneys nor represent we are. The above information is based on google searches of "Flat Fee MLS" companies.

Remember, in life we get what we pay for and although the above companies represent they can get you in the mls, they will find a broker who will input you for a few dollars.  

Thank you,
Jeff Kermath
Broker / owner

xs
sm
md
lg
xl